Get personalised credit of up to R360 000 in minutes, with a personalised interest rate. Whether it is for your larger planned or unplanned expenses, we have the right credit solution for you.
Tell me moreWhether it's for your personal needs or emergency, using the right credit for the right reasons can change your life.
Whether you need the extra funds to pay for building material or pay transfer and attorney costs, a personal loan could be the right credit solution for you.
If you are concerned about how you are going to pay for your medical bill, we have got you covered with an FNB Personal Loan. Apply online through our convenient application process which pays out in minutes.
Are you worried that you may need more funds to make your special day more memorable? Apply now to see if you qualify for a personal loan.
If you need access to funds to pay for unforeseen maintenance costs and shortfall on your vehicle finance, let us help you with a personal loan.
Do you have multiple credit agreements and are currently paying different sets of fees? Consolidate your credit with an FNB Personal Loan and save by paying one set of fees, one interest rate and one monthly repayment.
Get a tailored fixed interest rate.
Tell me moreYour repayment amount stays the same each month with up to 72 months to pay.
Tell me moreFNB will not charge you any penalties if you settle your loan early.
Tell me moreKeep your personal loan up to date and automatically get a well-deserved payment break every January.
Tell me moreWe make sure you are covered with our credit insurance.
Tell me more*Only applicable to personal loan accounts on repayments terms of over 6 months and up to date with monthly repayments.
The estimated monthly repayment on a R30 000 loan taken over 24 months at an interest rate of 18% per annum would be R1 796, which includes all services and initiation fees.
View detailed breakdownAccess to additional funds up to R360 000.
Save on fees when you top up your loan instead of taking up a new loan.
Savings explainedYour credit score is the number used by financial institutions to determine whether you qualify for credit based on your credit history.
This number is an indication of how well you handle your credit, such as paying bills on time and how long you have had credit for.
It's always important to know what your credit score is, as this shows the bank that you are a good customer and enables us to assist you in getting access to the money you may need for life events.