A complete payments platform

Send payments with Checkbook's powerful APIs and software solutions designed to help you facilitate your funds flows.

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Solutions to fit your needs

Future proof your accounts payable - our payment rails give you flexibility where you need it and control when you want it. Whether you are looking to push a payment directly to your recipient’s bank account or issue a virtual card, our platform has you covered.

ACH Payments

ACH Payments

Push funds directly to your recipient's bank account via the automated clearing house network.

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Real-Time Payments

Real-Time Payments

Deposit funds directly to your bank account in less than 60 seconds with our real-time payments solution.

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Print

Print

Print a physical check and deposit with your banking mobile app or in person at a local branch or ATM.

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Instant Payments

Instant Payments

Accept money instantly with your existing VISA or MasterCard debit and ATM cards.

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Mail

Mail

Send a paper check via USPS, and deposit with your banking mobile app or in person at a local branch.

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Virtual Card*

Virtual Card*

No bank account necessary! Accept funds in seconds with a virtual card and use it just like a debit card.

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Payment rail comparison

Our platform gives you the freedom to offer various payment rails to your customers depending on what best fits your business.

Product
Price
Settlement Delay
Deposit Method
Chargeback Period
Processing Days
ACH Payments Starting at $1 ≤ 3 business days Bank account 3-60 business days US business days Mailed Checks Starting at $1.79 ~ 3 business days Bank account 3-40 business days US business days Printed Checks Starting at $1 ≤ 3 business days Bank account 3-40 business days US business days Instant Pay Contact sales < 20 seconds Existing debit card Virtual Cards Contact sales < 20 seconds Checkbook debit card Real-Time Payments Contact sales < 60 seconds Bank account

Ready to get started?

Explore Checkbook, or create an account instantly and start sending payments. You can also contact us to design a custom package for your business.

Create Account Contact Sales
Always know what you pay

Integrated per-transaction pricing with no hidden fees.

Pricing details
Start your integration

Get up and running with Checkbook in as little as 10 minutes.

API reference

Checkbook Payment Holdings, Inc.; NMLS ID #2535348

*Card is issued by Pathward® N.A., Member FDIC, pursuant to a license from Visa USA Inc. Everywhere Visa debit cards are accepted within the United States. No ATM or cash access. Terms and conditions may apply. Currently available only within the US and Canada.